THE WORLD'S FIRST TRADE FINANCE PLATFORM POWERED BY CRYPTO CREDIT ENHANCEMENT™

Versara brings equanimity & transparency to the trade finance industry by leveraging Crypto investors to provide credit enhancement. This approach enables small businesses to flourish while giving token holders a unique opportunity to grow their wealth right in their own wallets.

 
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VERSARA APP DEMO

 
 
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PROBLEM: $1.5 TRILLION USD GAP FOR GLOBAL TRADE FINANCE.

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SOLUTION: WE BRING INNOVATION AND TRANSPARENCY TO TRADE FINANCE.

 
 
  • The finance gap is most prevalent with small and medium sized enterprises (SMEs).
  • The primary reason for rejection is either low bank profits or the need for additional collateral/information.
  • About 60% of rejected SMEs don’t seek financing again.
  • Lowered operating costs enabled by blockchain technology and proprietary algorithm-based underwriting.
  • Cryptocurrency secured as extra collateral (“Crypto Credit Enhancement”) in addition to underlying invoices.
  • Risks diversified by aggregating Invoices into structured asset pools.
  • Trade financing deals made accessible to retail investors.
  • Cross-collateral reserve maintained as additional line of defense against defaults.
 

VERSARA PLATFORM BENEFITS

ALL PARTIES INVOLVED

 
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SELLERS OF GOODS

  • Easier access to traditional factoring or asset-based lending
  • Lower cost to invoice financing
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BUYERS OF GOODS

  • Rewards for simply verifying invoices and other documents.
  • Ability to offer suppliers easy access to financing with better repayment terms
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CRYPTO-GUARANTORS

  • Ability to participate in trade finance market
  • Access to higher yield investment product
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FIAT LENDERS

  • Opportunity to access factoring or asset-based lending market with additional credit collateral
  • Diversified credit risk and potentially lower risk of total default
 

BUSINESS FLOWCHART

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SEAMLESS COLLABORATION

AMONG FOUR PARTIES

 
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SELLERS OF GOODS

  • Only deals with fiat currencies.
  • SMEs submit invoices for verification and accept fiat currency as funding against verified invoices.
  • They do not need to negotiate terms with lenders and could receive up to 95% of the invoice within 48 hours.
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BUYERS OF GOODS

  • Rewarded with VXR for verifying invoice authenticity and providing proof of shipment.
  • Buyers make payments to the fiat lenders assigned by the platform when invoices are due.
  • The payments will be automatically distributed to remaining parties according to their priority.
  • Fiat-to-VXR conversion will also be done automatically when necessary.
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FIAT LENDERS

  • Traditional financial institutions and retail investors.
  • Lenders only deal with fiat currencies as a traditional investor would.
  • In the event of a default, fiat lenders are shielded from taking the loss, up to the market value of the collateral the crypto-guarantors put in.
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CRYPTO-GUARANTORS

  • Will collateralize asset pools using platform accepted cryptocurrencies.
  • They will “invest” in these pools, collateralizing them up to 20% of total principal, and will be rewarded with VXR for the credit protection they offer.
  • Crypto-guarantors will only deal with cryptocurrencies and are not limited by borders.